Worker's Compensation | Aggressive Injury Lawyer

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Assault

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Bicycle
Accidents

Pain &
Suffering

What is workers' compensation?

Workers' compensation is an insurance program established by the United States that all employers having one or more employees, full or part-time, are required to have for the benefit of their employees. With a few exceptions, every employer in Maryland with one or more employees is required by law to provide workers' compensation coverage for their employees. An employer or employee cannot waive provisions of the Workers' Compensation Law.

Which benefits are provided by Workers' Compensation insurance?

To be covered under workers' compensation, an employee must have incurred an accidental personal injury while working on the job. The injury must have arisen out of and in the course of employment. Not every workplace injury is covered. If your injury is determined to be covered, the employer or the employer's insurance carrier will provide hospital treatment and partial income replacement benefits until you can return to work or until you reach maximum medical improvement.

State law requires every employer to post an official notice in a prominent site at the workplace. It is generally put up on an employee bulletin board, by a time clock, in an employee lunchroom or some similar location where workers will see it. The poster identifies the employer as having procured workers' compensation insurance and it outlines the responsibilities of both employers and employees. It also provides, the Employer's Federal Identification Number, the employer's full legal name, address and the name of the insurance company providing this insurance. This information is needed when filling out a claim form.

What information is the employer required to provide with respect to worker's compensation?

Who pays for this?

The expenses of workers' compensation insurance is borne entirely by the employer. No payroll deductions are takenfrom individual employees' paychecks. If your claim is found to be compensable your weekly benefits and all medical bills will be paid directly by your employer or his or her insurer. If you have questions contact Maryland Workers Compensation Lawyer.

Were You Injured Working on a Job Site?

Working at industrial job sites can pose serious risks to employees and workers. In fact, many jobs sites are populated with different companies and contractors, who are all working on different aspects of the same job. The risk of accidents and injuries is greatly increased when companies share a job site.

Every workplace has its own set of hazards, but some are far more dangerous than others. Construction sites, steel mills, coal mines, Marcellus shale drilling sites, and factories are too often the setting for serious or even fatal work injuries.

When should I report the accident or injury?

You should report any accident or injury to your employer promptly as delay in reporting may affect your claim.

If you believe you have suffered a compensable injury, you may contact Maryland Workers Compensation Lawyer for your next steps.

Also, the Workers' Compensation Commission by completing an Employee Claim and you may contact us to have the hardcopy form mailed to your street address.

What do I do about a doctor?

Your employer or your employer's insurer will pay for your doctor's visits and treatment if the injury is covered under Workers' Compensation.

What medical treatment will workers' compensation insurance pay for?

All doctor bills, hospital bills, physical therapy, prescriptions and necessary expenses related to the accidental injury are covered by this insurance up to the limit as established by the Maryland Workers' Compensation Medical Fee Statute.

When am I entitled to benefits?

When your claim is received by the Commission a claim number and a consideration date' is assigned to it. The consideration date means that we allow your employer or his insurer until that date to raise any objections they may have to your claim.

What if there are objections?

The employer or insurance carrier will probably contact you directly and tell you what the objections are. They must also inform the Commission, stating their objections or issues in writing. If your claim is contested by the employer or insurer, it will be scheduled for a hearing before a Commissioner. You will be notified of the hearing date.

How much are the income replacement benefits?

These benefits are called wage replacement benefits or time loss compensation and you should receive two-thirds of your average weekly wage, but not more than the State's average weekly wage for the year in which the accident occurred.

How long will I receive these benefits?

You will receive temporary total disability payments so long as you are unable to work because of the accidental injury or until you reach maximum medical improvement.

What if my injury prevents me from returning to my job?

If you are not capable of returning to your job or some other comparable job for which you are qualified, you may be eligible for vocational rehabilitation and training.

What is Vocational Rehabilitation?

Vocational Rehabilitation is a process whereby a worker who cannot return to his former job as a result of an injury on the job is assisted in re-entering the workforce. A specialist in vocational rehabilitation will provide services to the injured worker to enable them to go back to work can answer your questions. Maryland Workers Compensation Lawyer.
Services may include testing, job placement, vocational counseling, on the job training and retraining.
You may be a candidate for vocational rehabilitation if your injury is severe enough to keep you from returning to the occupation you held at the time of the injury. Your doctor may recommend that you find another occupation. You should be medically unable to continue with or return to your former job.

What kind of benefits will I receive if I have a permanent disability?

You will receive weekly benefits for a specified period of time based on the type and extent of your permanent disability. Benefits for workers who have been totally and permanently disabled may continue indefinitely. Medical evaluations are required to establish the nature and extent of any permanent disability.

What happens after I file a claim?

If you do not receive any benefits from your employer or their insurer, or are not receiving the benefits to which you believe you are entitled, you may request a hearing before the Workers' Compensation Commission. Your case will be decided by a Commissioner who, like a judge, listens to both sides of the case and determines what benefits, if any, you should receive. The Commissioner's decision will be based on the law and facts involved in your particular case. Any party disagreeing with a decision of the Commission may file an appeal with the Circuit Court. Maryland Workers Compensation Lawyer can answer your questions

Do I need to have a lawyer?

You may have an attorney of your choice to represent you, or you may represent yourself. The Commission itself does not represent you nor can they provide any legal assistance.

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Who pays the lawyer?

Do not pay money to anyone to assist you with your claim. If you hire a lawyer, the Commission will fix the fees. If an award is made to you, the fee will be deducted from your awards and be paid separately by the employer or insurance company to the lawyer.

Get a Free Consultation
at Any Time

If you have been injured in a job site accident, call Maryland Workers Compensation Attorney for a free legal consultation. We will help you understand your options, to determine if your case is workers' compensation or something more, and we'll make sure you get the legal help you need.

Some injured workers may not realize that their accident was not their employer's fault, but rather the fault of another company sharing the job site. In these instances, your case may be worth something completely different. Contact Maryland Workers Compensation Lawyer to find out more about these issues.

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